If a customer hasn't paid yet, you don't have to wait. Sell the invoice to VfH GmbH and get the money now — here's the whole process.
You deliver your product or service and issue an invoice to your customer as usual.
You pass the invoice (your receivable) to us instead of waiting for payment.
We pay you for the invoice right away — with daily payouts that keep cash flowing.
We manage the receivable, send reminders, collect payment and carry the non-payment risk.
Normally an unpaid invoice ties up your money for weeks. With factoring, VfH GmbH steps in: we buy the invoice, you get the cash now, and we take over collecting it — including the risk that the customer doesn't pay at all.
Nothing changes in how you work with your customers.
The value of the invoice reaches you straight away.
100% protection against non-payment is built in.
Stop financing your customers' payment terms out of your own pocket.
We assume the non-payment risk, so a bad debtor doesn't become your problem.
Predictable liquidity lets you take on bigger orders with confidence.
Send us a few details about your invoices and customers, and we'll prepare an individual offer.
Get an offer